What to Do After a Car Accident

Driver Making Phone Call After Accident

No matter how big or small a car accident is, it can be very jolting to all involved, especially the driver. With that said, it is vital to know what to do after a car accident. The most challenging time to act is after you have been in a car accident. However, the following steps can help lessen the anxiety over filing an insurance claim. Our expert team at Voss Honda can help answer some questions. Contact us to go over what to do after a car accident.

What to Do After a Car Accident Checklist

Minor Accidents

If you are in a minor car accident, here are some helpful tips to keep in mind or to have written down and kept inside your glove compartment Troy drivers:

  1. Safety first. Check to see if you or passengers need medical attention. Call an ambulance if anyone is hurt.
  2. If no one is hurt, drive your vehicle to a safe spot close to the incident without blocking traffic.
  3. Call the police. Yes, even if the other party suggests not to call due to the car accident being minor. You will want to make an official report for your insurance company.
  4. Exchange information. Swap phone numbers, email addresses, insurance policies, and full names with the other parties involved. Take photos of any injuries to persons or the vehicle and the driver’s license, plates, and insurance cards. If there are witnesses to the accident, be sure to collect their information as well.
  5. Document Vehicle Damage: Take photos of all vehicle damages to both your car and the other driver’s whether you were at fault or not. Get a picture of the scene of the accident as well for your records.
  6. Call your insurance provider. The sooner you get the accident information to your insurance company, the better. You will need to process claims.

Major Accidents

If you have the unfortunate encounter of a major accident, the steps are different, they are:

  1. Call 911 right away. If you, your passengers, or anyone else at the scene of the accident is injured, you need immediate assistance. Do not hesitate to call 911 and ask to have the police assist the ambulance in assessing the scene and any damages.
  2. Contact your insurance provider. Even if someone has contacted your insurance provider on your behalf, you should get up to speed with your insurance agent that is handling the claim as soon as you are able. Therefore, you can understand what is happening and if there is any compensation.
  3. Follow Up with Your Doctor. Even if your pain has subsided or you have no pain at all after a notable accident, it is best to follow up with your family doctor to ensure you are back in good health.

How to File a Car Accident Insurance Claim

How to file a car insurance claim? It sounds more complicated than it is. You need to connect with your insurance company for a car accident insurance claim; the process may slightly differ, but not by much. Here is how to file a car accident insurance claim and what you need:

  • Your insurance policy number
  • A detailed description of how the accident occurred
  • Date, time, and location of the accident
  • All the collected contact and insurance information from other involved parties
  • Name of the police department involved, as well as the police report number (if applicable)

An insurance adjuster will evaluate the estimated cost of repairs, coverage, and more. If the photos taken by you or the police do not suffice, the adjuster may need to see your vehicle in person.

Let Voss Honda Help You Get Back on the Road.

No matter what type of car accident you endure, it can be hard to get back on the road, especially if you were in a significant accident. Either way, our team at Voss Honda can help Sidney to Dayton drivers get back behind the wheel with our body shop and service center!

Whether your car, truck, or SUV has body damage or mechanical issues, we are efficient and will get your vehicle up and running quickly. We work with insurance companies to relieve you from any additional stress. Connect with us today to begin the healing process.If you found this information on how to file an insurance claim helpful please take a look at our other car tips!

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